THE RIGHT MORTGAGE FOR YOU

As your personal Mortgage Consultant, Ana can help you make sense of all options that are available to you.

front door of a home

NEW HOME PURCHASE

Are you a First-time Home Buyer? My recommendation to you is get professional mortgage advice! For a great place to start your home buying journey come in to see me at invis Pacific View Mortgages. Buying a home is one of the biggest financial decisions you can make. You’ll want to think about what your best option is considering your mortgage term, prepayment options, refinancing penalties, restrictions, and fees. I can help you determine what you can afford and what a realistic budget may be for your needs. Owning your home involves more than just your monthly mortgage payment. You’ll need to consider the upkeep, utility bills, taxes and home insurance.

The next step is getting pre-approved for your mortgage. I can get your interest rate guaranteed for up to 120 days!

Do you already have 5 percent of your down payment saved up? If not, here are some options for you:

  • The Home Buyers’ Plan (HBP) – first-time home buyers can withdraw individually $25,000 or $50,000 with a spouse tax-free from their RRSPs, provided they adhere to the repayment plan.

  • Gifted downpayment from an immediate family member – can be a source of funds as long as the home buyer receives in writing that they are not required to pay the money back at any time.

When you’re ready to start shopping for a home start small. That way you can get into the real estate market in a manageable way and build your equity until you can afford your dream home. Don’t forget to plan for extra costs like Realtor fees, a home inspection and lawyer fees. I can help you figure out what those costs are, so you aren’t taken by surprise.

I’ll also help you strategize to pay off your mortgage faster! There are self-employed programs available to you as well as a flexible down-payment program.

MORTGAGE RENEWAL

Is it time to renew your mortgage? When your mortgage comes up for renewal you can renegotiate your amortization, your rate & term with no penalties. You’ll definitely want to get the best deal you can, and I can help you get it! You might want to consolidate debt as this time too. Or, you may decide you want to take equity out for home renovations, investments or purchasing another property. I work for you and I have access to a wide variety of lenders so I can always make sure you are in the best position possible. Contact me when you’re six months from renewing your mortgage, and I can review all your options and strategize with you about your financial future.

I do the shopping for you! Invis has a no-cost switch program and I can guarantee the rate 120 days ahead of the renewal date. Call me to get your rate locked in.

Collective Excellence

  • Chief Executive Officer

    Chief Executive Officer

    We count on this visionary to define strategic priorities, allocate resources responsibly, and ensure every decision reinforces long-term value creation.

  • Head of Operations

    Head of Operations

    We trust this leader to synchronize production, logistics, and support functions, cultivating dependable processes that uphold our service commitments.

  • Lead Engineer

    Lead Engineer

    We depend on this engineer to transform conceptual requirements into robust technical solutions that integrate seamlessly with existing infrastructures.

  • Client Services Manager

    Client Services Manager

    We empower this manager to maintain proactive client dialogue, demonstrating our accountability while anticipating emerging needs with tailored solutions.

  • “Their strategic framework aligned our disparate processes and produced measurable gains within one quarter.”

    -- Former Customer

  • “We observed immediate efficiency improvements after the implementation plan was executed precisely as outlined.”

    -- Valued Client

  • “Clear communication and rigorous analysis distinguished the team from prior vendors we engaged.”

    -- Procurement Lead

  • “Deliverables arrived ahead of schedule, enabling us to accelerate our own client commitments without risk.”

    -- Facility Director

Select a convenient time and our team will implement comprehensive solutions tailored to your objectives with measured precision.

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